LIC AAO 2026 — Assistant Administrative Officer: Officer-level entry at India's largest insurer — LIC AAO combines the prestige of a government job with insurance sector salary and perks.Salary: ₹55K+/month. Vacancies: ~300-500. Age: 21-30 (Gen). Organization: LIC of India.LIC AAO (Assistant Administrative Officer) is the officer-grade entry exam for the Life Insurance Corporation of India — the country's largest and most trusted insurer with 280+ million policyholders and ₹40+ lakh crore in assets. AAO is equivalent to Scale-I officer in banking — it's the management trainee entry point.
Registration OpenUpdated: March 2026
🏢
LIC AAO 2026 — Assistant Administrative Officer
Officer-level entry at India's largest insurer — LIC AAO combines the prestige of a government job with insurance sector salary and perks
Salary
₹55K+/month
Vacancies
~300-500
Age
21-30 (Gen)
Organization
LIC of India
📋Key Details
Conducting BodyLife Insurance Corporation of India
EducationGraduation with 60% (55% for SC/ST). CA/ICWA also eligible for Actuarial/CA posts.
Age21-30 years (General). OBC: 33, SC/ST: 35.
SpecializationsGeneralist, IT, CA/Actuarial, Rajbhasha — separate vacancies for each
SelectionPrelims → Main → Interview (final merit: Main + Interview)
📝Prelims — Screening (60 minutes)
Online objective test, 70 questions. Qualifying only.
Reasoning Ability30 Qs · 30 marks
Quantitative Aptitude30 Qs · 30 marks
English Language30 Qs · 30 marks
Total90 Qs · 90 marks · 60 minutes
⚠️ Negative marking: 0.25 per wrong answer
📝Main — Merit (120 minutes + descriptive)
Online objective + descriptive. Determines your ranking.
Reasoning (40 min)30 Qs · 90 marks
General Knowledge + Current Affairs (20 min)30 Qs · 60 marks
Quantitative Aptitude (40 min)30 Qs · 90 marks
English Language (20 min)30 Qs · 60 marks
Insurance & Financial Markets Awareness30 Qs · 60 marks
Descriptive: English Letter + Essay (30 min)2 Qs · 25 marks
Total152 Qs · 385 marks · 150 minutes
⚠️ Negative marking: 0.25 per wrong answer (objective)
💰Posts & Salary
AAO — Generalist(LIC — various departments)
₹55,000–65,000/monthAAO — IT(LIC — IT/Digital)
₹55,000–65,000/monthAAO — CA/Actuarial(LIC — Finance/Actuarial)
₹60,000–70,000/month📋Insurance & Financial Markets — What to Prepare
This section (60 marks in Main) is unique to LIC AAO — not found in banking exams. Key topics:
Insurance basics: Types of insurance (life, health, general), insurance principles (utmost good faith, insurable interest, indemnity), reinsurance, insurance regulation (IRDAI), types of life policies (term, endowment, ULIP, money-back, pension plans).
LIC-specific: LIC's history and milestones, LIC product portfolio (Jeevan Anand, Jeevan Labh, etc.), LIC IPO, LIC's market share, recent LIC initiatives, LIC's digital transformation.
Financial markets: RBI functions, monetary policy tools, banking basics, capital markets (stock exchanges, SEBI, IPO process), mutual funds basics, government securities, NPS, and recent financial sector reforms.
Resources: IRDAI annual report, LIC's website product pages, RBI monetary policy statements, and any insurance-specific guide from banking exam preparation material.
📅Important Dates
NotificationCheck licindia.in (recruitment section)
PrelimsAs per LIC schedule
Main2-3 months after Prelims
📚Preparation Strategy
1.If you're preparing for IBPS PO/SBI PO, you're 80% prepared for LIC AAO Prelims. The additional 20% is insurance awareness for the Main exam — invest 3-4 weeks specifically on insurance concepts and LIC-specific knowledge.
2.Insurance awareness section can be a differentiator — many banking exam aspirants skip this. Study it well and score 40+ out of 60 to gain an edge.
3.LIC AAO interview has less weightage than IBPS PO interview. Focus more on Main exam preparation. Interview questions typically cover: why LIC (not banking?), insurance industry knowledge, and your career goals in insurance.
❓Frequently Asked Questions
🔗Related Exams
LIC Recruitment
www.licindia.in