Government Yojanas

My daughter from SC caste in Rajasthan village. Aapki Beti gave ₹2,500 yearly for school expenses. Covers her uniform, books, notebooks. Made education affordable. Now she's in 8th grade - scheme kept h

4-year military service in Indian Armed Forces with ₹30,000-40,000 monthly salary and ₹11.71 lakh tax-free Seva Nidhi on completion

Andhra Pradesh's mother-incentive scheme. Renamed Thalliki Vandanam in 2025 under TDP government. Rs 15,000/year transferred to mothers of school-going kids (Rs 13,000 credited after Rs 2,000 school development deduction).

Guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60 - India's most affordable pension scheme for workers in the unorganized sector

Government's massive health infrastructure investment creating Health & Wellness Centers, strengthening district hospitals, and establishing critical care capacity.

World's largest government-funded health insurance: Rs 5 lakh per family per year, completely free, covering 1,929 medical procedures at 35,000+ empanelled hospitals across India. Now expanded to all citizens aged 70+ since 2024.

How to check if your name is in the West Bengal Bangla Awas Yojana (Banglar Bari) housing list, what the three list types mean, and what to do if you qualify but are missing.

India's flagship campaign to save the girl child, promote her education, and improve the sex ratio - launched 22 Jan 2015 from Panipat, Haryana

Gujarat's unified scholarship portal for SC, ST, OBC, SEBC, and minority students. 33+ scholarship schemes, one login, one application.

India's flagship digital transformation programme - DigiLocker, UMANG, BharatNet, UPI, BHASHINI and more, transforming 2.18 lakh Gram Panchayats into digital villages

Digital identity card for India's 30+ crore unorganized workers - free ₹2 lakh accident insurance and gateway to all government welfare schemes

5kg free food grains every month per NFSA-eligible person, through Fair Price Shops - extended for 5 years till December 2028

Government of India's rural housing scheme - assistance to build a pucca (permanent) house for SECC-identified rural poor; 2.92 crore houses completed since 2016

India's largest rural water supply mission - free piped tap water connection (FHTC) for every rural household, 55 litres per person per day, target extended to December 2028

One portal to apply for PM Mudra, education loans, Startup India, PM SVANidhi, PMAY subsidy, and 10+ other government credit schemes - no middlemen, no agents

Telangana's one-time marriage assistance scheme - ₹1,00,116 (₹1,25,145 for brides with disability) paid to bride's mother at the time of marriage

West Bengal's girl-child scheme in three tiers. K1 annual scholarship, K2 one-time ₹25,000 grant, and K3 university support. Who qualifies and how to apply.

Helps rural Self-Help Group (SHG) women earn over ₹1 lakh annual household income - already crossed 3 crore beneficiaries; new target 6 crore by March 2029

West Bengal's monthly cash support for women aged 25-60. Currently ₹1,500 general and ₹1,700 for SC/ST, with the Annapurna Bhandar transition underway.

How to complete your Majhi Ladki Bahin eKYC, what the annual window means, and how to fix the errors that get women wrongly removed from the list.

Two Gujarat schemes for girls' education: Namo Lakshmi (₹50,000 for Class 9-12) and Namo Saraswati (₹25,000 extra for science stream Class 11-12).

Market-linked retirement savings with additional ₹50,000 tax deduction beyond 80C - build a retirement corpus and receive monthly pension after 60

My neighbour in Guwahati applied for Orunodoi six months back and had no idea if her name was on the list. Here is exactly how to find your name, read each status, and act if the money has not arrived.

Government subsidy of up to ₹2.67 lakh on home loans to make housing affordable for economically weaker sections and middle-income families

Crop insurance at minimal premium - 2% for kharif and 1.5% for rabi crops - protecting farmers against natural calamities, pests, and crop diseases

Free monthly rations for 81 crore poor families across India till December 2028

12-month paid internships across India's top 500 companies with government-backed financial support

Zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, and overdraft facility - India's largest financial inclusion drive

₹2 lakh life insurance covering death from ANY cause - illness, accident, or natural - for just ₹436 per year (₹1.19/day)

Short-term agricultural loans at just 4% interest (after government subsidy) - the cheapest borrowing option for Indian farmers

Direct income support of ₹6,000 per year for all landholding farmer families - India's largest Direct Benefit Transfer scheme

Solar energy for farmers - get solar water pumps at 60-90% subsidy and earn money by selling solar power to the grid

Collateral-free loans from ₹50,000 to ₹20 lakh for small businesses, street vendors, artisans, and micro-entrepreneurs - no guarantor needed

Guaranteed ₹3,000/month pension after age 60 for unorganized sector workers - government contributes equally to your monthly deposit

₹2 lakh accidental death and disability insurance for just ₹20 per year - India's cheapest accident cover for all bank account holders

Up to ₹78,000 government subsidy on rooftop solar panels (₹30K for 1kW, ₹60K for 2kW, ₹78K for 3kW) - generate free electricity and zero out your monthly bill

Easy business loans for street vendors with government interest subsidy and digital payment rewards

Free LPG gas connection for women from Below Poverty Line households - eliminating indoor air pollution from traditional cooking fuels

Free skill training, modern toolkits, and collateral-free loans up to ₹3 lakh for traditional artisans and craftspeople across 18 trades

Free skill training and certification in 200+ trades - from IT to plumbing to beauty to accounting - with stipend and placement assistance

West Bengal's one-time ₹25,000 marriage grant for women from low-income families. How to check status, fill the form, and avoid the conditions that block payment.

How the Saboojsathi free bicycle scheme works for West Bengal students, who qualifies, how to log in at wbsaboojsathi.gov.in to check distribution status, and what to do if your cycle has not arrived.

How the Samaj Sathi accident insurance works for West Bengal Self Help Group members, what it pays, who is covered, and how to make a claim after an accident.

8.2% guaranteed interest with quarterly payouts for senior citizens - the safest and highest-return investment option for retirees

Bank loans from ₹10 lakh to ₹1 crore specifically for SC/ST and women entrepreneurs to start greenfield enterprises

Get DPIIT recognition for your startup to unlock 3-year income tax exemption, angel tax relief, fast-track patents, easier compliance, and ₹10,000 crore fund of funds access

Thousands of Odisha women applied for Subhadra and then could not track their payment or status. This article covers the exact steps to apply, how to check if your payment went through, and what to do if it did not.

Government-backed savings scheme for girl child with 8.2% interest - highest among all small savings schemes, with complete tax exemption

Gujarat scheme giving ₹1,10,000 to first two daughters in three instalments: at Class 1 entry, Class 9, and age 18.

West Bengal's ₹1,500/month allowance for unemployed youth registered on the Employment Bank. Who qualifies, how to apply, and how selection really works.

₹5 lakh cashless hospitalization for 1.42 crore AP families - 2,434 procedures covered at government and empanelled private hospitals. No premium for eligible families.

Bihar gives up to Rs 4 lakh education loan for higher studies. Loans sanctioned from September 2025 carry 0% interest. Earlier loans were 4% general and 1% for women, transgender and Divyang students.

Rajasthan's flagship universal health insurance: Rs 25 lakh per family per year at 1,000+ empanelled hospitals across India. Free for NFSA/BPL/Sambal, Rs 850/year for others. Rebranded as MAAY in Feb 2024.

₹2,000 monthly direct cash transfer to women heads of household in Karnataka

Odisha's direct income support for small farmers (₹5,000/season) and landless agricultural households - now transitioning to CM Kisan Yojana with expanded coverage

Uttar Pradesh provides ₹25,000 to every girl child in 6 installments from birth to college enrollment - promoting girl education and fighting female foeticide

₹5,000 to ₹51,000 marriage assistance for daughters from low-income families across states

Madhya Pradesh's flagship women's welfare scheme - ₹1,500 per month direct transfer to married women aged 21-60 from lower-income families

₹1,01,000 direct financial support for girls' education and empowerment in Maharashtra

₹1,000 monthly direct cash transfer to married, widowed, divorced, and separated women aged 23-60 in Chhattisgarh - 70+ lakh women already enrolled

Monthly cash assistance of ₹1,500 for women aged 21-65 in Maharashtra

Rythu Bharosa replaced Rythu Bandhu on 26 January 2025 - Telangana now pays ₹12,000 per acre per year (₹6,000 each in Kharif and Rabi) to farmers with cultivable land

Learn job skills and earn ₹8,000-10,000 per month during training in Madhya Pradesh

UP Building and Construction Workers Registration - unlocks 18+ welfare benefits including ₹55,000 for daughter's marriage, ₹25,000 for housing, ₹1 lakh medical aid