Government Yojanas

My daughter from SC caste in Rajasthan village. Aapki Beti gave ₹2,500 yearly for school expenses. Covers her uniform, books, notebooks. Made education affordable. Now she's in 8th grade - scheme kept h

Abua Awas Yojana gives BPL families in Jharkhand Rs 2 lakh to build a pucca house, paid in installments. For families left out of PMAY-Gramin.

Abua Swasthya Card gives Jharkhand ration card holders Rs 15 lakh free cashless treatment a year. For families not covered by Ayushman Bharat.

Adi Dravidar and Tribal Welfare Department TN runs scholarships, hostels, and incentives for SC and ST students from Class 1 to PhD. Income limit Rs 2.5 lakh.

4-year military service in Indian Armed Forces with ₹30,000-40,000 monthly salary and ₹11.71 lakh tax-free Seva Nidhi on completion

Andhra Pradesh's mother-incentive scheme. Renamed Thalliki Vandanam in 2025 under TDP government. Rs 15,000/year transferred to mothers of school-going kids (Rs 13,000 credited after Rs 2,000 school development deduction).

Anna Bhagya gives Karnataka BPL families 10 kg of free rice per person per month. Rice distribution resumed in February 2025. Check eligibility and status.

Punjab Ashirwad Scheme gives Rs 51,000 as a one-time marriage grant to SC, BC and EWS daughters. Eligibility, the 30-day window, documents, and how to apply.

Atal Ayushman Uttarakhand Yojana gives every resident family Rs 5 lakh cashless health cover a year. Card via the state Ayushman portal.

Guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60 - India's most affordable pension scheme for workers in the unorganized sector

Ayushman Bharat Delhi gives Rs 10 lakh cashless health cover per family, Rs 5 lakh from PM-JAY plus a Rs 5 lakh Delhi top-up. Card via SECC-based eligibility.

Government's massive health infrastructure investment creating Health & Wellness Centers, strengthening district hospitals, and establishing critical care capacity.

World's largest government-funded health insurance: Rs 5 lakh per family per year, completely free, covering 1,929 medical procedures at 35,000+ empanelled hospitals across India. Now expanded to all citizens aged 70+ since 2024.

How to check if your name is in the West Bengal Bangla Awas Yojana (Banglar Bari) housing list, what the three list types mean, and what to do if you qualify but are missing.

India's flagship campaign to save the girl child, promote her education, and improve the sex ratio - launched 22 Jan 2015 from Panipat, Haryana

Beti Hai Anmol Yojana gives a Rs 10,000 fixed deposit at birth plus class-wise scholarships to girl children of BPL families in Himachal Pradesh.

Bihar Labour Card (BOCW) gives registered construction workers pension, health, maternity, education, and accident benefits. Apply at bocwscheme.bihar.gov.in.

Bihar Laghu Udyami Yojana gives poor families a Rs 2 lakh business grant with no repayment. Apply at laghuudyami.bihar.gov.in. All castes, 62 business types.

BOCW Punjab labour card gives construction workers scholarships, maternity benefit, and death cover. Eligibility, registration, status check, and card download.

Chirayu Ayushman Bharat Haryana gives Rs 5 lakh cashless health cover. Free for PPP income below Rs 1.80 lakh, or join on a small premium. Card via PPP Family ID.

Madhya Pradesh gives farmers up to 90% subsidy on solar irrigation pumps under Kusum B. Subsidy share, farmer cost, registration, and how to apply.

CM Yuva Udyami Yojana UP (CM-YUVA) gives youth 21-40 a Rs 5 lakh interest-free, collateral-free loan plus 10 percent subsidy. Apply at msme.up.gov.in.

CMELP is Meghalaya's youth employment programme, mixing skill training with jobs or self-employment for those aged 18 to 35, with a stipend during training.

Dayanand Social Security Scheme is Goa's main social pension. Old age pension is Rs 2,000 a month for those 60+, with other categories from Rs 1,500.

Delhi Ladli Scheme gave girl children an SBI Life bond payable at 18. It closed to new applicants on 31 March 2026, replaced by Lakhpati Bitiya Yojana.

Delhi Lakhpati Bitiya Yojana deposits Rs 61,000 for a girl child in stages from birth to graduation, growing to about Rs 1.20 lakh with interest. Live since April 2026.

Delhi Mahila Samriddhi Yojana promises Rs 2,500 a month to eligible Delhi women. Approved with a Rs 5,100 crore budget, but the application portal has not launched yet.

Gujarat's unified scholarship portal for SC, ST, OBC, SEBC, and minority students. 33+ scholarship schemes, one login, one application.

India's flagship digital transformation programme - DigiLocker, UMANG, BharatNet, UPI, BHASHINI and more, transforming 2.18 lakh Gram Panchayats into digital villages

e-Kalyan is Jharkhand's post-matric scholarship for ST, SC, and BC students from Class 11 onwards. For families with income below Rs 2.5 lakh a year.

Digital identity card for India's 30+ crore unorganized workers - free ₹2 lakh accident insurance and gateway to all government welfare schemes

5kg free food grains every month per NFSA-eligible person, through Fair Price Shops - extended for 5 years till December 2028

MP pays village girls ₹500 a month through graduation for scoring 60% in Class 12. The form is online and free.

Griha Aadhar Scheme gives eligible homemakers in Goa Rs 1,500 a month by DBT, to help with household costs. Run by Women and Child Development.

Gruha Jyothi Scheme gives Karnataka households free electricity up to 200 units a month, based on past usage plus 10 percent. No deadline. Register on Seva Sindhu.

Har Chhatravritti is Haryana's centralised scholarship portal. SC, BC, and OBC students apply with their PPP Family ID at harchhatravratti.highereduhry.ac.in.

Haryana runs old age, widow, and Divyang pensions, around Rs 3,000 a month by DBT. Apply with your Family ID and check status at pension.socialjusticehry.gov.in.

HP Old Age Pension gives a monthly social security pension to senior citizens in Himachal Pradesh, with a higher amount at 70+. Residents 70 and above qualify regardless of income.

Government of India's rural housing scheme - assistance to build a pucca (permanent) house for SECC-identified rural poor; 2.92 crore houses completed since 2016

Indira Gandhi Pyari Behna Sukh Samman Nidhi Yojana gives Rs 1,500 a month to eligible women in Himachal Pradesh by DBT. Launched February 2024.

Indira Gandhi Smartphone Yojana gave free smartphones to about 40 lakh Rajasthan women in Phase 1. Phase 2 has stalled under the new government. Check your status.

India's largest rural water supply mission - free piped tap water connection (FHTC) for every rural household, 55 litres per person per day, target extended to December 2028

One portal to apply for PM Mudra, education loans, Startup India, PM SVANidhi, PMAY subsidy, and 10+ other government credit schemes - no middlemen, no agents

J&K Marriage Assistance Scheme gives Rs 35,000 to help with the marriage of a girl from a BPL, SC, or ST family. Apply at the District Social Welfare Office.

J&K Social Security Pension gives Rs 1,000 a month to the elderly, widows, and persons with disabilities, for families earning under Rs 75,000 a year.

Kalaignar Magalir Urimai Thittam gives Tamil Nadu women heads of household Rs 1,000 a month via DBT. Eligibility, exclusions, and how to apply at kmut.tn.gov.in.

Telangana's one-time marriage assistance scheme - ₹1,00,116 (₹1,25,145 for brides with disability) paid to bride's mother at the time of marriage

West Bengal's girl-child scheme in three tiers. K1 annual scholarship, K2 one-time ₹25,000 grant, and K3 university support. Who qualifies and how to apply.

Karunya Arogya Suraksha Padhathi (KASP) gives eligible Kerala families Rs 5 lakh cashless health cover a year. Eligibility, card, and how to check at sha.kerala.gov.in.

Laadli Laxmi Scheme Goa gives a girl Rs 1 lakh at the time of her marriage, to ease the family's financial load. Run by Women and Child Development.

Ladli Beti Scheme J&K deposits Rs 1,000 a month for a girl from birth to 14, growing to about Rs 6.50 lakh at age 21. For families earning under Rs 75,000.

Madhya Pradesh issues a Rs 1,43,000 certificate for a girl child, released in stages from birth through age 21. Eligibility, payment stages, and how to apply.

Helps rural Self-Help Group (SHG) women earn over ₹1 lakh annual household income - already crossed 3 crore beneficiaries; new target 6 crore by March 2029

West Bengal's monthly cash support for women aged 25-60. Currently ₹1,500 general and ₹1,700 for SC/ST, with the Annapurna Bhandar transition underway.

How to complete your Majhi Ladki Bahin eKYC, what the annual window means, and how to fix the errors that get women wrongly removed from the list.

Matirkatha is West Bengal's farmer portal for free soil health cards, crop advisory, and 50 to 80 percent farm machinery subsidy. Registration and how to apply.

Meghalaya Social Pension gives a monthly pension to the elderly, widows, and persons with disabilities, with an NSAP top-up for BPL families.

MGNREGA Manipur gives rural households 100 days of work at Rs 271 a day. Check your job card and payment status at nrega.nic.in.

MHIS Megha gives every Meghalaya family up to Rs 5.30 lakh cashless health cover a year. A universal state scheme running with PM-JAY since 2019.

Moovalur Ramamirtham Ammaiyar scheme (Pudhumai Penn) pays Rs 1,000 a month to TN girls who studied in government schools, with no income limit. Apply online.

Mukhyamantri Ghasiyari Kalyan Yojana gives hill women in Uttarakhand subsidised cattle feed, cutting the hard daily work of fodder cutting on steep slopes.

Mukhyamantri Kanya Utthan Yojana gives Bihar girl graduates Rs 50,000 and inter-pass students up to Rs 25,000. Apply at medhasoft.bih.nic.in. Check the last date.

MP pays ₹55,000 for the wedding of daughters from poor families, through samuhik vivah sammelans. Widow remarriage is covered too.

MP's top-up for PM-Kisan farmers. The 14th and 15th kist of ₹2,000 each landed on 27 July 2026, check if yours came.

Mukhyamantri Laghu Dukandar Kalyan Yojana gives small shopkeepers in Himachal Pradesh a collateral-free loan up to Rs 50,000 plus Rs 2 lakh accident insurance.

Mukhyamantri Lakhpati Didi Yojana helps Uttarakhand SHG women earn at least Rs 1 lakh a year through interest-free loans, skill training, and market support.

Mukhyamantri Maa Yojana gives Tripura families up to Rs 1.5 lakh cashless hospital cover a year. For residents not already covered by PM-JAY.

Mukhyamantri Mahalakshmi Kit Yojana gives Uttarakhand mothers a free kit after the institutional delivery of a girl child, for the first two daughters.

Mukhyamantri Maiya Samman Yojana gives women in Jharkhand Rs 2,500 a month by DBT. Launched August 2024, for women aged 21 to 50.

MP pays your full college tuition if you scored 70% in MP Board or 85% in CBSE and your family earns under ₹6 lakh.

Two Gujarat schemes for girls' education: Namo Lakshmi (₹50,000 for Class 9-12) and Namo Saraswati (₹25,000 extra for science stream Class 11-12).

Market-linked retirement savings with additional ₹50,000 tax deduction beyond 80C - build a retirement corpus and receive monthly pension after 60

Punjab Old Age Pension pays Rs 1,500 a month to women 58+ and men 65+ with family income under Rs 60,000 a year. Eligibility, documents, and how to apply.

My neighbour in Guwahati applied for Orunodoi six months back and had no idea if her name was on the list. Here is exactly how to find your name, read each status, and act if the money has not arrived.

Palanhar Yojana Rajasthan gives caregivers Rs 750 to Rs 1,500 a month plus Rs 2,000 a year to raise orphan and destitute children. Check status on Jan Soochna.

Parivar Pehchan Patra (PPP) is Haryana's 8-digit Family ID. Login at meraparivar.haryana.gov.in to download it, fix income, update data, or file a grievance.

Government subsidy of up to ₹2.67 lakh on home loans to make housing affordable for economically weaker sections and middle-income families

Crop insurance at minimal premium - 2% for kharif and 1.5% for rabi crops - protecting farmers against natural calamities, pests, and crop diseases

Free monthly rations for 81 crore poor families across India till December 2028

12-month paid internships across India's top 500 companies with government-backed financial support

Zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, and overdraft facility - India's largest financial inclusion drive

₹2 lakh life insurance covering death from ANY cause - illness, accident, or natural - for just ₹436 per year (₹1.19/day)

Short-term agricultural loans at just 4% interest (after government subsidy) - the cheapest borrowing option for Indian farmers

Direct income support of ₹6,000 per year for all landholding farmer families - India's largest Direct Benefit Transfer scheme

Solar energy for farmers - get solar water pumps at 60-90% subsidy and earn money by selling solar power to the grid

Collateral-free loans from ₹50,000 to ₹20 lakh for small businesses, street vendors, artisans, and micro-entrepreneurs - no guarantor needed

Guaranteed ₹3,000/month pension after age 60 for unorganized sector workers - government contributes equally to your monthly deposit

₹2 lakh accidental death and disability insurance for just ₹20 per year - India's cheapest accident cover for all bank account holders

Up to ₹78,000 government subsidy on rooftop solar panels (₹30K for 1kW, ₹60K for 2kW, ₹78K for 3kW) - generate free electricity and zero out your monthly bill

Easy business loans for street vendors with government interest subsidy and digital payment rewards

Free LPG gas connection for women from Below Poverty Line households - eliminating indoor air pollution from traditional cooking fuels

Free skill training, modern toolkits, and collateral-free loans up to ₹3 lakh for traditional artisans and craftspeople across 18 trades

PM-JAY SEHAT gives every family in Jammu and Kashmir Rs 5 lakh cashless health cover a year, regardless of income. Card via your nearest CSC.

Free skill training and certification in 200+ trades - from IT to plumbing to beauty to accounting - with stipend and placement assistance

Rashtriya Swasthya Bima Yojana (RSBY) gave BPL families Rs 30,000 health cover. It merged into Ayushman Bharat in 2018. What old cardholders should do now.

RSCIT is Rajasthan's official basic computer course by VMOU Kota. Rs 4,200 fee, 3 months, 132 hours, recognised for state government jobs. Enroll at myrkcl.in.

West Bengal's one-time ₹25,000 marriage grant for women from low-income families. How to check status, fill the form, and avoid the conditions that block payment.

How the Saboojsathi free bicycle scheme works for West Bengal students, who qualifies, how to log in at wbsaboojsathi.gov.in to check distribution status, and what to do if your cycle has not arrived.

How the Samaj Sathi accident insurance works for West Bengal Self Help Group members, what it pays, who is covered, and how to make a claim after an accident.

Sambal Yojana is MP's social security cover for unorganised workers. Sambal Card, Rs 4 lakh accident cover, maternity, registration, and claims explained.

Antyodaya SARAL Portal (saralharyana.gov.in) lets Haryana residents apply for hundreds of government services and schemes online and track status in one place.

Sarvajan Pension Yojana gives Rs 1,000 a month to the elderly, widows, and people with disabilities in Jharkhand. A universal pension, no BPL card needed.

8.2% guaranteed interest with quarterly payouts for senior citizens - the safest and highest-return investment option for retirees

Shadi Anudan UP gives Rs 20,000 for a daughter's marriage to eligible poor families. Apply at shadianudan.upsdc.gov.in within 90 days of the wedding.

The Assam SHG list at nrlm.gov.in confirms whether your self-help group is registered under ASRLM. A registered group unlocks MMUA and Lakhpati Baideo benefits.

Shubh Shakti Yojana gives Rs 55,000 one-time to unmarried daughters of registered Rajasthan BOCW construction workers. Download the form and apply online.

Kerala's Snehapoorvam Scholarship gives Rs 300 to Rs 1,000 a month to children who have lost one or both parents. Class-wise amounts, eligibility, and how to apply.

SSPY UP (sspy-up.gov.in) is Uttar Pradesh's unified pension portal for old age, widow, and Divyang pension. Rs 1,000 a month by DBT. Apply online and check status.

Bank loans from ₹10 lakh to ₹1 crore specifically for SC/ST and women entrepreneurs to start greenfield enterprises

Get DPIIT recognition for your startup to unlock 3-year income tax exemption, angel tax relief, fast-track patents, easier compliance, and ₹10,000 crore fund of funds access

Thousands of Odisha women applied for Subhadra and then could not track their payment or status. This article covers the exact steps to apply, how to check if your payment went through, and what to do if it did not.

Government-backed savings scheme for girl child with 8.2% interest - highest among all small savings schemes, with complete tax exemption

Swasthya Sathi gives every West Bengal family Rs 5 lakh cashless health cover. Card apply, status check, download, and the 2026 Ayushman Bharat transition explained.

PRAYAS Scholarship helps SC and ST students of Tripura with degree, PG, and professional courses, through a maintenance allowance plus fee support.

Tripura Social Pension gives Rs 2,000 a month to the elderly, widows, and persons with disabilities, for families earning under Rs 1 lakh a year.

UP Free Laptop Yojana, officially Swami Vivekanand Yuva Sashaktikaran Yojana, gives eligible UP college students free tablets via DigiShakti. Complete eKYC to qualify.

Uttarakhand Social Pension gives a monthly pension to the elderly, widows, and persons with disabilities, paid by DBT through the Apuni Sarkar portal.

Gujarat scheme giving ₹1,10,000 to first two daughters in three instalments: at Class 1 entry, Class 9, and age 18.

Vidyakiranam gives children of differently-abled BPL parents in Kerala Rs 300 to Rs 1,000 a month. Eligibility, amounts, and how to apply on SUNEETHI.

Yuva Nidhi gives unemployed Karnataka graduates Rs 3,000 a month and diploma holders Rs 1,500, for up to two years. Apply on Seva Sindhu.

West Bengal's ₹1,500/month allowance for unemployed youth registered on the Employment Bank. Who qualifies, how to apply, and how selection really works.

₹5 lakh cashless hospitalization for 1.42 crore AP families - 2,434 procedures covered at government and empanelled private hospitals. No premium for eligible families.

Bihar gives up to Rs 4 lakh education loan for higher studies. Loans sanctioned from September 2025 carry 0% interest. Earlier loans were 4% general and 1% for women, transgender and Divyang students.

Rajasthan's flagship universal health insurance: Rs 25 lakh per family per year at 1,000+ empanelled hospitals across India. Free for NFSA/BPL/Sambal, Rs 850/year for others. Rebranded as MAAY in Feb 2024.

₹2,000 monthly direct cash transfer to women heads of household in Karnataka

Odisha's direct income support for small farmers (₹5,000/season) and landless agricultural households - now transitioning to CM Kisan Yojana with expanded coverage

Uttar Pradesh provides ₹25,000 to every girl child in 6 installments from birth to college enrollment - promoting girl education and fighting female foeticide

₹5,000 to ₹51,000 marriage assistance for daughters from low-income families across states

Madhya Pradesh's flagship women's welfare scheme - ₹1,500 per month direct transfer to married women aged 21-60 from lower-income families

₹1,01,000 direct financial support for girls' education and empowerment in Maharashtra

₹1,000 monthly direct cash transfer to married, widowed, divorced, and separated women aged 23-60 in Chhattisgarh - 70+ lakh women already enrolled

Monthly cash assistance of ₹1,500 for women aged 21-65 in Maharashtra

Rythu Bharosa replaced Rythu Bandhu on 26 January 2025 - Telangana now pays ₹12,000 per acre per year (₹6,000 each in Kharif and Rabi) to farmers with cultivable land

Learn job skills and earn ₹8,000-10,000 per month during training in Madhya Pradesh

UP Building and Construction Workers Registration - unlocks 18+ welfare benefits including ₹55,000 for daughter's marriage, ₹25,000 for housing, ₹1 lakh medical aid