Sambal Yojana MP: Sambal Card, Benefits, Registration: Sambal Yojana is MP's social security cover for unorganised workers. Sambal Card, Rs 4 lakh accident cover, maternity, registration, and claims explained..Accidental Death: ₹4,00,000. Natural Death: ₹2,00,000. Maternity: ₹16,000. Portal: sambal.mp.gov.in.Mukhyamantri Jan Kalyan (Sambal) Yojana is the Madhya Pradesh government's social security umbrella for unorganised sector workers. Any MP resident aged 18 to 60 who works in the informal economy and holds a BPL card can enrol. Registration is free and is done at sambal.mp.gov.in using a Samagra ID. After enrolment, the worker receives a Sambal Card that activates cover for accidental death (Rs 4 lakh), natural death (Rs 2 lakh), disability, funeral aid, maternity assistance of Rs 16,000, free electricity up to 200 units per month, and education support for children through the Medhavi Kalyan scheme. All cash benefits are paid via Direct Benefit Transfer to the worker's registered bank account.
Active SchemeUpdated: June 2026
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Sambal Yojana MP: Sambal Card, Benefits, Registration

Sambal Yojana is MP's social security cover for unorganised workers. Sambal Card, Rs 4 lakh accident cover, maternity, registration, and claims explained.

Accidental Death
₹4,00,000
Natural Death
₹2,00,000
Maternity
₹16,000
Portal
sambal.mp.gov.in

📖What is Sambal Yojana MP: Sambal Card, Benefits, Registration?

Mukhyamantri Jan Kalyan (Sambal) Yojana is the Madhya Pradesh government's social security umbrella for unorganised sector workers. Any MP resident aged 18 to 60 who works in the informal economy and holds a BPL card can enrol. Registration is free and is done at sambal.mp.gov.in using a Samagra ID. After enrolment, the worker receives a Sambal Card that activates cover for accidental death (Rs 4 lakh), natural death (Rs 2 lakh), disability, funeral aid, maternity assistance of Rs 16,000, free electricity up to 200 units per month, and education support for children through the Medhavi Kalyan scheme. All cash benefits are paid via Direct Benefit Transfer to the worker's registered bank account.

Mukhyamantri Jan Kalyan (Sambal) Yojana was launched in 2018 by the Shivraj Singh Chouhan government in Madhya Pradesh as a single-window social security system for the state's vast unorganised workforce. The scheme replaced a fragmented set of earlier labour welfare programmes and consolidated them under one registration, one card and one portal at sambal.mp.gov.in.

Eligibility

ResidencePermanent resident of Madhya Pradesh.
AgeBetween 18 and 60 years.
WorkEmployed in the unorganised sector, not under ESIC or EPF.
IncomeAnnual family income below Rs 2.5 lakh (BPL card holders included). Confirm the current ceiling on the portal.
LandShould not own more than one hectare of irrigated agricultural land.
Samagra IDA valid Samagra ID is mandatory before registration.

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📖What Is Sambal Yojana MP

Between 2018 and 2020, the Congress government briefly renamed the scheme Naya Savera Yojana with some structural changes. After BJP returned to power in March 2020, the scheme was immediately restored to its original Sambal name and expanded as Sambal 2.0 with higher benefit amounts and a broader list of eligible worker categories.

₹4,00,000
Accidental Death
₹2,00,000
Natural Death
₹2,00,000
Permanent Disability
₹16,000
Maternity Support

🏛️Who Runs Sambal and Who It Covers

The implementing body is the Madhya Pradesh Unorganized Urban and Rural Workers Welfare Board, operating under the state Labour Department and headquartered at 82 Harshvardhan Nagar in Bhopal. The Board oversees registration, Sambal Card issuance, claim processing and grievance resolution across all 52 districts of Madhya Pradesh.

Unorganised workers covered under the scheme include construction labourers, domestic workers, street vendors, rickshaw and auto-rickshaw pullers, daily wage earners, weavers, cobblers, stone quarry workers, small and marginal agricultural labourers, fisherfolk, and others in informal trades. Small farmers who do not file income tax returns and work their own land are also eligible.

📋Sambal Yojana MP: All Benefits at a Glance

BenefitAmountWho ClaimsWhere to Apply
Accidental death coverRs 4,00,000Registered nomineesambal.mp.gov.in or Gram Panchayat
Natural (general) deathRs 2,00,000Family memberGram Panchayat or Ward Office
Permanent disability (accident)Rs 2,00,000Registered workersambal.mp.gov.in or Block Office
Partial permanent disabilityRs 1,00,000Registered workersambal.mp.gov.in or Block Office
Funeral assistance (Antyeshti)Rs 5,000Family or neighbourGram Panchayat (processed in 48 hrs)
Maternity support (Prasuti Sahayata)Rs 16,000Registered woman workerNearest PHC or Family Welfare Dept
Free electricity subsidyFirst 200 units/month freeBPL Sambal householdAuto-applied via DISCOM mapping
Education support (Medhavi Kalyan)Full tuition fee reimbursementChildren of enrolled workermedhavikalyan.mp.gov.in
Agricultural improved seed kitsSeasonal free allocationSambal farmer workerDepartment of Agriculture office
Housing priority (PMAYG)Priority listing in SECC-linked queueSECC-listed Sambal familyGram Panchayat PMAYG list

Eligibility Conditions in Detail

The eligibility conditions are precise and non-negotiable: the applicant must be a permanent resident of Madhya Pradesh, aged 18 to 60 years, hold a BPL ration card, work in the unorganised sector, and must not be a beneficiary of ESIC or EPF. Income tax payers and those with organised-sector employment contracts are excluded from the scheme.

Samagra ID is the most critical requirement for registration because the Sambal portal does not maintain its own separate citizen database. All personal data, including name, date of birth, address and Aadhaar number, is pulled from the state's Samagra portal, which serves as the universal beneficiary registry for every social security scheme in Madhya Pradesh.

Who qualifies

You qualify if
  • Permanent resident of Madhya Pradesh aged 18 to 60
  • Works in the unorganised sector (labour, domestic, vendor, farmer, etc.)
  • Holds a BPL card or family income below Rs 2.5 lakh
  • Has a valid Samagra ID
  • Gig and platform workers, now included under Sambal
You won't qualify if
  • Income tax payers
  • Beneficiaries of ESIC or EPF
  • Organised-sector employees with formal contracts
  • Owns more than one hectare of irrigated land
  • No Samagra ID (must create one first)

🧭Special Cases: Migrants, CSCs and Urban Workers

For the first pregnancy, Rs 3,000 is routed through the Pradhan Mantri Matru Vandana Yojana as its first and second installments, with the remaining Rs 13,000 released via the state Prasuti Sahayata scheme. From the second child onwards, the full Rs 16,000 is channelled entirely through the state scheme without any split with the central programme.

To access education support, the student applies at the start of each academic year by logging into medhavikalyan.mp.gov.in and linking the parent's Sambal registration number. The college fee demand is verified and the eligible fee amount is credited directly to the institution's account or the student's bank account depending on the sub-scheme category.

New in 2026: Gig Workers and Ayushman Cover

Gig and platform workers have now been brought under Sambal and get the same benefits as traditional workers, with registration underway.

Sambal enrolees also get priority inclusion in Ayushman Bharat, giving up to Rs 5 lakh a year in cashless treatment, over and above Sambal's own cash benefits.

💳The Sambal Card and Re-registration

The Sambal Card issued after registration is both a physical document and a portal-linked digital record. It carries the worker's registration number, Samagra ID, occupation, nominee details and bank account, and must be produced along with Aadhaar at the time of any benefit claim or when approaching any government office for scheme-related assistance.

Workers who enrolled under the pre-2018 Sambal scheme or the Naya Savera Yojana were required to re-register under Sambal 2.0 on the same portal. Re-registration uses the same process as a fresh application but requires the old registration number, which the system uses to migrate the existing beneficiary record rather than creating a duplicate entry.

How to Register for the Sambal Card

1
Get a Samagra ID
Samagra ID is mandatory and cannot be skipped. Create one at samagra.gov.in or your Gram Panchayat if your family is not already listed.
2
search
Open the Sambal portal
Go to sambal.mp.gov.in, click Panjeeyan hetu aavedan kare, and enter your Samagra family and member ID to auto-fill your details.
3
Add occupation and bank details
Select your occupation, enter bank account, IFSC, and nominee, then upload Aadhaar, BPL card, passbook, and photo.
4
Panchayat verification
The application goes to your Panchayat Secretary or Ward Officer for field verification, usually 15 to 30 days, after which the Sambal Card is generated.

Which Workers Are Covered

Construction and labour
Construction labourers form the single largest group. Occupation can be proved with a contractor certificate, Panchayat-countersigned self-declaration, or MGNREGA job card.
Informal trades
Domestic workers, street vendors, rickshaw pullers, weavers, cobblers, quarry workers, fisherfolk, and daily wage earners are all eligible.
Women workers
Women in domestic work, beedi rolling, agarbatti making, and farm labour can register as the primary beneficiary if listed as head of household in Samagra.
Small farmers
Small and marginal farmers who do not file income tax and work their own land qualify, subject to the one-hectare irrigated-land limit.

🛡️The Accidental and Natural Death Benefits

The accidental death benefit of Rs 4,00,000 is the highest cash payout under the scheme and is transferred via DBT directly to the registered nominee's bank account. The claim must be filed within 45 days of the accident along with the FIR copy, post-mortem report, death certificate and the worker's Sambal Card number.

Natural or general death of a registered worker triggers a separate family benefit of Rs 2,00,000, regardless of whether the death was due to illness, old age, or any other non-accidental cause. The worker's Sambal registration must have been active, meaning not suspended or expired, at the time of death for the claim to be valid.

₹4,00,000

The Accidental Death Cover

The accidental death benefit is the highest payout, transferred by DBT to the registered nominee.<br><br>The claim must be filed within 45 days of the accident with the FIR, post-mortem report, death certificate, and Sambal Card number.

📄How Death and Disability Claims Are Filed

The death benefit claim is filed at the Gram Panchayat or Nagar Palika office with the death certificate, Sambal Card, Aadhaar of the deceased, and the nominee's bank details. The claim then goes to the Block Officer for verification and reaches the District Collector's office for sanction before the DBT is released.

Permanent disability from an accident qualifies the registered worker for Rs 2,00,000, while partial permanent disability, where only partial function of a limb or sense is lost, carries Rs 1,00,000. A disability certificate from a recognised government hospital specifying the nature and degree of disability is the primary document required to process either claim.

What Each Claim Needs

Accidental death (₹4L)
FIR copy, post-mortem report, death certificate, Sambal Card number, nominee bank details. File within 45 days.
Natural death (₹2L)
Death certificate, Sambal Card, Aadhaar of the deceased, nominee bank details. Registration must have been active at the time of death.
Disability (₹2L / ₹1L)
Disability certificate from a recognised government hospital specifying nature and degree of disability.
Funeral aid (₹5,000)
Death certificate and Sambal Card at the Gram Panchayat. Released within about 48 hours as immediate relief.

🤲Funeral and Maternity Support

Funeral assistance of Rs 5,000 is the scheme's fastest benefit and is processed with priority as immediate relief for antyeshti (last rites) expenses. Any family member, relative or even a community representative can file the claim at the Gram Panchayat or Ward office with the death certificate and the worker's Sambal Card, and the amount is typically released within 48 hours.

The maternity benefit under Sambal works through a linked programme called Mukhyamantri Shramik Seva Prasuti Sahayata Yojna. Registered women workers in the unorganised sector receive total maternity support of Rs 16,000 per pregnancy, paid in installments before and after delivery through DBT to the woman's bank account.

How the Rs 16,000 Maternity Benefit Works

Registered women workers get Rs 16,000 per pregnancy through the linked Prasuti Sahayata scheme, paid in installments by DBT.

For the first pregnancy, Rs 3,000 routes through PM Matru Vandana and Rs 13,000 through the state scheme. From the second child, the full Rs 16,000 comes through the state scheme.

👶Maternity: Timing and Documents

Applications for maternity assistance must be submitted at the nearest public health centre (PHC) or Block Family Welfare Department office at least six weeks before the expected delivery date. Women who cannot meet this window for any reason can still file the claim immediately after delivery and will not face rejection on account of late submission alone.

Documents required for a maternity claim include the Aadhaar card, Sambal Card, pregnancy confirmation certificate from a government hospital or accredited health provider, bank passbook, a passport-size photo, and post-delivery hospital documents after the child is born. The husband of the registered woman worker also receives 15 days of paid paternity support under the scheme's linked provision.

Meri patni ko prasav ke time Sambal ke through 16,000 rupaye mile. Main ek chowkidar hoon aur yeh paisa hamare liye bahut bada sahara tha. Humne pehle suna tha lekin tab tak nahi mana jab tak humara khud ka paisa bank mein aaya.

🎓Education, Electricity and Farm Benefits

Education support for children of Sambal workers is delivered through the Mukhyamantri Medhavi Vidyarthi Kalyan Yojana at medhavikalyan.mp.gov.in. Children pursuing graduation or professional courses such as engineering, medical, law, management or polytechnic in a government or recognised private college can receive full tuition fee reimbursement if their parent is an active Sambal enrolee.

Electricity subsidy is the most widely used Sambal benefit in terms of number of households reached. BPL families registered under the scheme receive the first 200 units of electricity free every month, with the zero-billing applied automatically once the Sambal registration ID is successfully mapped to the household's electricity consumer account with the local DISCOM.

Other Sambal Benefits Worth Claiming

Free electricity
BPL Sambal households get the first 200 units free each month once the registration is mapped to the DISCOM consumer account.
Education support
Children get full tuition reimbursement for graduation or professional courses via the Medhavi Kalyan scheme at medhavikalyan.mp.gov.in.
Farm and housing aid
Registered farmers get free improved seed kits each season. SECC-listed families get priority on the PM Awas Gramin housing list.

🖥️Filing Claims Online and Offline

Online claims can be filed by logging into sambal.mp.gov.in with the registered mobile number and Samagra ID, then navigating to the 'Benefit Application' section. The applicant selects the relevant benefit type, fills in event details, uploads supporting documents in PDF or JPEG format, and submits to receive a claim reference number for tracking.

Offline claims can be filed at the Gram Panchayat Secretary's office in rural areas or the Ward Officer's office in urban areas. The official enters the claim details into the Sambal portal on the beneficiary's behalf after checking documents, which is especially helpful for older or less tech-savvy workers who cannot navigate the portal independently.

Claim Settlement Timelines

BenefitSettlement Window
Funeral assistanceWithin 48 hours
Disability claimWithin 30 days
Natural deathWithin 30 days
Accidental deathWithin 60 days
Any DBT after approvalVerification then 30 to 60 days

⚠️If a Claim Is Delayed or Rejected

If a claim is rejected, the portal's beneficiary dashboard displays the rejection reason along with a resubmission option. Common reasons include an inactive Sambal registration at the time of the event, incomplete or illegible document scans, bank account mismatch with the Aadhaar-seeded account, or the worker being found under ESIC coverage at the time of the incident.

Workers with grievances that remain unresolved at the Panchayat or Block level can escalate by calling the CM Helpline at 181 (toll-free, 24x7), which handles queries across all MP government schemes. The dedicated Sambal helpline at 0755-2573036 and 0755-2573046 connects to the Welfare Board office directly, and written complaints can be emailed to commlab@nic.in.

Why a Claim Gets Rejected

The most common reasons are an inactive Sambal registration at the time of the event, or document scans that are incomplete or illegible.

Others include a bank account that does not match the Aadhaar-seeded account, or the worker being found under ESIC cover at the time. The portal shows the reason and a resubmit option.

🔎Checking Status and Downloading the Card

Status of both registration and individual claims can be checked any time on sambal.mp.gov.in by clicking 'Avedan ki sthiti' and entering the Samagra ID. The dashboard shows whether the registration is active, pending Panchayat verification, or suspended, and also displays transaction ID and payment date for any disbursed claim.

The Sambal Card can be downloaded at any time from sambal.mp.gov.in by logging in with the registered mobile number, navigating to 'Sambal Card Download' and entering the Samagra ID. The downloaded PDF carries a QR code that can be scanned by government officers to instantly verify the beneficiary's registration status and benefit history.

Sambal Card Download and Status Check

Download the Sambal Card
Log in at sambal.mp.gov.in with your registered mobile number, click Sambal Card Download, and enter your Samagra ID. The PDF carries a QR code for instant verification.
search
Check application status
Click Avedan ki sthiti on the portal and enter your Samagra ID to see if registration is active, pending verification, or suspended.
Track a claim payment
The dashboard shows the transaction ID and payment date for any disbursed claim against your Samagra ID.
Fix card details
Name, address, bank, or mobile changes must be corrected first on samagra.gov.in. Updates reflect in the Sambal portal within 24 to 48 hours.

🛠️Updating Details and Grievances

Any change in name, address, bank account or mobile number must be corrected first on samagra.gov.in, since the Sambal portal draws all personal data from the Samagra database and does not maintain a separate edit interface. Corrections on Samagra typically reflect in the Sambal portal within 24 to 48 hours without requiring a separate update request.

The nominee registered on the Sambal Card is the primary recipient for accidental and natural death benefits. If the nominee changes due to marriage, death, or other circumstances, the beneficiary must update the nominee details on the Sambal portal by logging in and editing the profile section, followed by Aadhaar-based OTP verification.

📑Sambal Yojana Quick Reference

DetailValue
Official Portalsambal.mp.gov.in
Alternate Portalsambal.mponline.gov.in
CM Helpline181 (toll-free, 24x7)
Sambal Office Helpline0755-2573036 / 0755-2573046
Labour Commissioner Emailcommlab@nic.in / lcmpit@mp.gov.in
Education Portal for Childrenmedhavikalyan.mp.gov.in
Registration ModeOnline at sambal.mp.gov.in or offline at Gram Panchayat / Nagar Palika
Key PrerequisiteSamagra ID (mandatory before registration)
Eligibility SummaryMP resident, BPL card, age 18-60, unorganised sector, not under ESIC or EPF
Payment ModeDBT to Aadhaar-seeded bank account

📝How to Apply

1
Get a Samagra ID first
Samagra ID is the gateway to Sambal registration and cannot be skipped. If your family is not yet on the Samagra portal, visit samagra.gov.in or your nearest Gram Panchayat office to enrol and receive a 9-digit family ID and a separate individual member ID for each person in the household.
2
Open the Sambal portal and start registration
Go to sambal.mp.gov.in and click on 'Panjeeyan hetu aavedan kare' (Apply for Registration). The portal is also accessible via sambal.mponline.gov.in, which is operated by MPOnline and functions identically to the main portal for the purpose of registration and document upload.
3
Enter Samagra ID and verify pre-filled details
Type your 9-digit Samagra family ID along with your individual member ID. The system auto-fills your name, address, date of birth, and Aadhaar number from the Samagra database, so verify each field carefully before proceeding, as errors here will delay Panchayat verification and card issuance.
4
Select occupation and enter bank account details
Choose your occupation from the dropdown covering construction labourer, domestic help, street vendor, daily wage worker, weaver, rickshaw puller, agricultural labourer and other informal trades. Enter your bank account number, IFSC code and nominee name with relationship, so that all DBT payments can be directed correctly.
5
Upload documents and submit the application
Scan and upload your Aadhaar card, BPL ration card, bank passbook showing account number and IFSC, and one passport-size photograph in the required format. After clicking submit, note the application reference number displayed on the confirmation screen for future status tracking.
6
Panchayat verification and Sambal Card receipt
The submitted application is forwarded to your Gram Panchayat Secretary or Ward Officer for field verification, which typically takes 15 to 30 days. After approval, the Sambal Card is generated and can be downloaded as a PDF from sambal.mp.gov.in or collected as a printed copy from the Panchayat office.

Frequently Asked Questions

Mukhyamantri Jan Kalyan (Sambal) Portal
sambal.mp.gov.in
Visit →

🔗Related Schemes

📋 Official Sources & Verification

Information verified against official government portals and gazette notifications. Read our editorial process.

Ash K.
Researched & verified from official sources
Last reviewed
June 2026