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Every scheme, exam & money guide you need
Clear, jargon-free information on government schemes, competitive exams, and personal finance for India.
Government Schemes
View all 41 →🎖️
Agnipath Scheme
4-year military service opportunity in Indian Armed Forces with ₹30,000-40,000 monthly salary and ₹11.71 lakh tax-free Seva Nidhi on completion
4 Years₹30K–40K
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YSR Aarogyasri (AP) — ₹25 Lakh Health Insurance
Andhra Pradesh's state health insurance — ₹25 lakh cashless treatment at 2,400+ hospitals for white ration card holders. Free for BPL families.
₹25 Lakh2,400+
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Atal Pension Yojana
Guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60 — India's most affordable pension scheme for workers in the unorganized sector
₹1,000–5,000/mo18–40 years
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Ayushman Bharat (PMJAY)
₹5 lakh free health insurance per family per year covering 1,900+ medical procedures at 30,000+ empanelled hospitals
₹5 Lakh55+ Crore
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Bihar Student Credit Card — Education Loan up to ₹4 Lakh
Bihar government provides up to ₹4 lakh education loan at zero interest to 12th pass students for higher education — covering tuition, hostel, books, and laptop
Up to ₹4 Lakh0% (for girls/disabled: 0%)
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Chiranjeevi Yojana (Rajasthan) — ₹25 Lakh Health Cover
Rajasthan's universal health insurance — ₹25 lakh per family per year for cashless treatment at 1,000+ empanelled hospitals across India
₹25 Lakh/yr₹850/family/yr
Competitive Exams
View all 38 →AFCAT 2026 — Air Force Common Admission Test
Officer entry into the Indian Air Force through AFCAT —...
Flying, Tech, GD
APPSC Group 1/2 2026 — Andhra Pradesh State Services
Andhra Pradesh state civil services — Group 1 for Deput...
~100-200
BPSC 2026 — Bihar Civil Services Exam
Bihar's state civil services exam — become SDM, DSP, Ci...
~600-1,000
CAT 2026 — MBA Entrance Exam
Common Admission Test — the gateway to 20 IIMs and 1,20...
Nov 2026
CGPSC 2026 — Chhattisgarh State Services
Chhattisgarh state civil services — become Deputy Colle...
~150-300
CLAT 2026 — Law Entrance Exam
Common Law Admission Test — gateway to 22 National Law ...
Dec 2026
CTET 2026
Mandatory eligibility test for teaching positions in Ke...
Paper 1 & 2
CUET UG 2026
Single entrance exam for admission to 200+ central and ...
200+
Paisa Guides
View all 22 →Credit Score (CIBIL) — Complete Guide
Your 3-digit CIBIL score (300-900) determines whether banks appro...
Demat Account — How to Open and Start Investing
A demat account holds your stocks and securities electronically —...
Education Loan Guide — How to Fund Your Studies
Fund your higher education without burdening family — education l...
EPF Withdrawal — Complete Guide
How to withdraw your Employees' Provident Fund money — online pro...
Quick Guides
🆔 Update Aadhaar Card🔑 Activate UAN📜 Apply for Caste Certificate📃 Apply for Domicile Certificate🚗 Apply for Driving License📜 Apply for EWS Certificate📃 Apply for Income Certificate📜 Apply for OBC Certificate & Non-Creamy Layer💳 Apply for PAN Card🛂 Apply for Passport📊 Check CIBIL Score Free💰 Check EPF BalanceAll 23 guides →
Comparisons
View all 26 →Atal Pension Yojana vs NPS — Which Pension Plan to Choose?
APY gives guaranteed ₹1,000-5,000/month pension. NPS gives higher but uncer...
Best Credit Card 2026 — HDFC vs Axis vs SBI vs ICICI
Comparing India top credit cards across rewards, cashback, lounge access, a...
Ayushman Bharat vs State Health Insurance — How They Work Together
Ayushman Bharat gives ₹5L cover nationally. State schemes give ₹5-25L withi...
Bank PO vs SSC CGL vs State PSC — Which Government Career Path?
Three most popular government exam categories lead to completely different ...
Credit Card vs Debit Card — Which to Use When?
Debit card spends YOUR money instantly. Credit card gives you a 45-day free...
ELSS vs PPF vs NPS — Tax Saving Under 80C Compared
3 best 80C investments ranked: ELSS (3yr lock, 12-15%), PPF (15yr lock, 7.1...
Popular State Schemes
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Bihar Student Credit Card — Education Loan up to ₹4 Lakh
Bihar
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Chiranjeevi Yojana (Rajasthan) — ₹25 Lakh Health Cover
Rajasthan
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Gruha Lakshmi Yojana (Karnataka) — ₹2,000/Month
Karnataka
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Kanya Sumangala Yojana (UP) — ₹25,000 for Girl Child
Uttar Pradesh
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Ladli Behna Yojana (MP) — ₹1,250/Month for Women
Madhya Pradesh
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Majhi Ladki Bahin Yojana (Maharashtra) — ₹1,500/Month
Maharashtra
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Rythu Bandhu (Telangana) — ₹10,000/Acre for Farmers
Telangana
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Mukhyamantri Sikho Kamao Yojana (MP) — Learn & Earn
Madhya Pradesh