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Clear, jargon-free information on government schemes, competitive exams, and personal finance for India.
Government Schemes
View all 41 →🎖️
Agnipath Scheme — 4-Year Military Service, ₹11.71L Seva Nidhi
4-year military service in Indian Armed Forces with ₹30,000-40,000 monthly salary and ₹11.71 lakh tax-free Seva Nidhi on completion
4 Years₹30K–40K
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YSR Aarogyasri (Andhra Pradesh) — ₹5 Lakh Free Health Insurance
₹5 lakh cashless hospitalization for 1.42 crore AP families — 2,434 procedures covered at government and empanelled private hospitals. No premium for eligible families.
₹5 Lakh/yr2,434
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Atal Pension Yojana
Guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60 — India's most affordable pension scheme for workers in the unorganized sector
₹1,000–5,000/mo18–40 years
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Ayushman Bharat (PMJAY)
₹5 lakh free health insurance per family per year covering 1,929 medical procedures at 35,000+ empanelled hospitals
₹5 Lakh55+ Crore
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Bihar Student Credit Card — Education Loan up to ₹4 Lakh
Bihar government provides up to ₹4 lakh education loan at ZERO interest (0% for all students) for higher education — covering tuition, hostel, books, laptop
Up to ₹4 Lakh0% (for ALL students)
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Chiranjeevi Yojana (Rajasthan) — ₹25 Lakh Health Cover
Rajasthan's universal health insurance — ₹25 lakh per family per year for cashless treatment at 1,000+ empanelled hospitals across India. Now rebranded as Mukhyamantri Ayushman Arogya Yojana.
₹25 Lakh/yr₹850/family/yr
Competitive Exams
View all 38 →AFCAT 2026 — Air Force Common Admission Test
Officer entry into Indian Air Force through AFCAT — Fly...
Jan 31, 2026 (Done)
APPSC Group 1/2 2026 — Andhra Pradesh State Services
Andhra Pradesh state civil services — Group 1 for Deput...
91+
BPSC 2026 — Bihar Civil Services Exam
Bihar's state civil services exam — become SDM, DSP, Ci...
July 26, 2026
CAT 2026 — MBA Entrance Exam
Common Admission Test — the gateway to 20 IIMs and 1,20...
Nov 29, 2026
CGPSC 2026 — Chhattisgarh State Services Exam
Chhattisgarh's state civil services exam — Deputy Colle...
238–239
CLAT 2026 — Law Entrance Exam
Common Law Admission Test — gateway to 22 National Law ...
December 7, 2025
CTET 2026 — Central Teacher Eligibility Test
Mandatory eligibility test for teaching in Kendriya Vid...
CBSE
CUET UG 2026 — Common University Entrance Test
Single entrance exam for 200+ universities including De...
200+
Paisa Guides
View all 22 →Credit Score (CIBIL) — Complete Guide
Your 3-digit CIBIL score (300-900) determines whether banks appro...
Demat Account — How to Open and Start Investing
A demat account holds your stocks and securities electronically —...
Education Loan Guide 2026 — Eligibility, Banks & Section 80E Tax Benefit
Fund your higher education without family burden — education loan...
EPF Withdrawal — Complete Guide 2026
How to withdraw your Employees' Provident Fund money — online pro...
Quick Guides
🆔 Update Aadhaar Card🔑 Activate UAN📜 Apply for Caste Certificate📃 Apply for Domicile Certificate🚗 Apply for Driving License📜 Apply for EWS Certificate📃 Apply for Income Certificate📜 Apply for OBC Certificate & Non-Creamy Layer Certificate 2026💳 Apply for PAN Card🛂 Apply for Passport📊 Check CIBIL Credit Score Free💰 Check EPF/PF BalanceAll 23 guides →
Comparisons
View all 26 →Atal Pension Yojana vs NPS — Which Pension Plan to Choose?
APY gives guaranteed ₹1,000-5,000/month pension. NPS gives higher but uncer...
Best Credit Card 2026 — HDFC vs Axis vs SBI vs ICICI
Comparing India's top credit cards across rewards, cashback, lounge access,...
Ayushman Bharat vs State Health Insurance — How They Work Together
Ayushman Bharat gives ₹5L cover nationally. State schemes give ₹5-25L withi...
Bank PO vs SSC CGL vs State PSC — Which Government Career Path?
Three most popular government exam categories lead to completely different ...
Credit Card vs Debit Card — Which to Use When?
Debit card spends YOUR money instantly. Credit card gives you a 45-day free...
ELSS vs PPF vs NPS — Tax Saving Under 80C Compared
3 best 80C investments ranked: ELSS (3yr lock, 12-15% returns), PPF (15yr l...
Popular State Schemes
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Bihar Student Credit Card — Education Loan up to ₹4 Lakh
Bihar
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Chiranjeevi Yojana (Rajasthan) — ₹25 Lakh Health Cover
Rajasthan
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Gruha Lakshmi Scheme: ₹2,000 Monthly to Women Heads of Household in Karnataka
Women Empowerment
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Kanya Sumangala Yojana (UP) — ₹25,000 for Girl Child
Uttar Pradesh
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Ladli Behna Yojana (MP) — ₹1,500/Month for Women
Madhya Pradesh
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Majhi Ladki Bahin Yojana Maharashtra
maharashtra
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Rythu Bandhu / Rythu Bharosa (Telangana) — Farmer Support
telangana
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Sikho Kamao Yojana Madhya Pradesh
madhya-pradesh