Pension & Retirement Schemes 2026
Pension plans for senior citizens, unorganized workers, savings schemes for retirement.
4
Total Schemes
4
Central
0
State-Specific
4 results
| Scheme | Type | Benefit | Reach | |
|---|---|---|---|---|
🏦 | Senior Citizen Savings Scheme (SCSS) — 8.2% Quarterly Income 8.2% guaranteed interest with quarterly payouts for senior citizens — the safest and highest-return investment option for retirees | Central | 8.2% p.a. Interest Rate | ₹30 Lakh Max Investment |
👴 | Atal Pension Yojana Guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60 — India's most affordable pension scheme for workers in the unorganized sector | Central | ₹1,000–5,000/mo Pension Range | 18–40 years Enrollment Age |
👷 | PM Shram Yogi Maandhan — ₹3,000 Pension for Unorganized Workers Guaranteed ₹3,000/month pension after age 60 for unorganized sector workers — government contributes equally to your monthly deposit | Central | ₹3,000 Monthly Pension | 18–40 years Enrollment Age |
🏛️ | National Pension System (NPS) Market-linked retirement savings with additional ₹50,000 tax deduction beyond 80C — build a retirement corpus and receive monthly pension after 60 | Central | ₹50K (80CCD) Extra Tax Benefit | 8–12% p.a. Historical Returns |
🏦
Senior Citizen Savings Scheme (SCSS) — 8.2% Quarterly Income
Central
8.2% guaranteed interest with quarterly payouts for senior citizens — the safest and highest-return investment option for retirees
8.2% p.a.
Interest Rate
₹30 Lakh
Max Investment
👴
Atal Pension Yojana
Central
Guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60 — India's most affordable pension scheme for workers in the unorganized sector
₹1,000–5,000/mo
Pension Range
18–40 years
Enrollment Age
👷
PM Shram Yogi Maandhan — ₹3,000 Pension for Unorganized Workers
Central
Guaranteed ₹3,000/month pension after age 60 for unorganized sector workers — government contributes equally to your monthly deposit
₹3,000
Monthly Pension
18–40 years
Enrollment Age
🏛️
National Pension System (NPS)
Central
Market-linked retirement savings with additional ₹50,000 tax deduction beyond 80C — build a retirement corpus and receive monthly pension after 60
₹50K (80CCD)
Extra Tax Benefit
8–12% p.a.
Historical Returns
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