Pension & Retirement Schemes 2026
Pension plans for senior citizens, unorganized workers, savings schemes for retirement.
5
Total Schemes
4
Central
1
State-Specific
5 results
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Senior Citizen Savings Scheme (SCSS) - 8.2% Quarterly Income
Central
8.2% guaranteed interest with quarterly payouts for senior citizens - the safest and highest-return investment option for retirees
8.2% p.a.
Interest Rate
₹30 Lakh
Max Investment
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Atal Pension Yojana
Central
Guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60 - India's most affordable pension scheme for workers in the unorganized sector
₹1,000–5,000/mo
Pension Range
18–40 years
Enrollment Age
👷
PM Shram Yogi Maandhan - ₹3,000 Pension for Unorganized Workers
Central
Guaranteed ₹3,000/month pension after age 60 for unorganized sector workers - government contributes equally to your monthly deposit
₹3,000
Monthly Pension
18–40 years
Enrollment Age
🏛️
National Pension System (NPS)
Central
Market-linked retirement savings with additional ₹50,000 tax deduction beyond 80C - build a retirement corpus and receive monthly pension after 60
₹50K (80CCD)
Extra Tax Benefit
8–12% p.a.
Historical Returns
👴
Old Age Pension Punjab: Get ₹1,500 Monthly
Punjab
Punjab Old Age Pension pays Rs 1,500 a month to women 58+ and men 65+ with family income under Rs 60,000 a year. Eligibility, documents, and how to apply.
₹1,500
Monthly Pension
58+
Women Age
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