Health & Insurance Schemes 2026

Rashtriya Swasthya Bima Yojana (RSBY) gave BPL families Rs 30,000 health cover. It merged into Ayushman Bharat in 2018. What old cardholders should do now.

Karunya Arogya Suraksha Padhathi (KASP) gives eligible Kerala families Rs 5 lakh cashless health cover a year. Eligibility, card, and how to check at sha.kerala.gov.in.

Abua Swasthya Card gives Jharkhand ration card holders Rs 15 lakh free cashless treatment a year. For families not covered by Ayushman Bharat.

Ayushman Bharat Delhi gives Rs 10 lakh cashless health cover per family, Rs 5 lakh from PM-JAY plus a Rs 5 lakh Delhi top-up. Card via SECC-based eligibility.

₹2 lakh life insurance covering death from ANY cause - illness, accident, or natural - for just ₹436 per year (₹1.19/day)

₹2 lakh accidental death and disability insurance for just ₹20 per year - India's cheapest accident cover for all bank account holders

Chirayu Ayushman Bharat Haryana gives Rs 5 lakh cashless health cover. Free for PPP income below Rs 1.80 lakh, or join on a small premium. Card via PPP Family ID.

Government's massive health infrastructure investment creating Health & Wellness Centers, strengthening district hospitals, and establishing critical care capacity.

₹5 lakh cashless hospitalization for 1.42 crore AP families - 2,434 procedures covered at government and empanelled private hospitals. No premium for eligible families.

Rajasthan's flagship universal health insurance: Rs 25 lakh per family per year at 1,000+ empanelled hospitals across India. Free for NFSA/BPL/Sambal, Rs 850/year for others. Rebranded as MAAY in Feb 2024.

World's largest government-funded health insurance: Rs 5 lakh per family per year, completely free, covering 1,929 medical procedures at 35,000+ empanelled hospitals across India. Now expanded to all citizens aged 70+ since 2024.

Atal Ayushman Uttarakhand Yojana gives every resident family Rs 5 lakh cashless health cover a year. Card via the state Ayushman portal.

MHIS Megha gives every Meghalaya family up to Rs 5.30 lakh cashless health cover a year. A universal state scheme running with PM-JAY since 2019.

Mukhyamantri Maa Yojana gives Tripura families up to Rs 1.5 lakh cashless hospital cover a year. For residents not already covered by PM-JAY.

PM-JAY SEHAT gives every family in Jammu and Kashmir Rs 5 lakh cashless health cover a year, regardless of income. Card via your nearest CSC.

Swasthya Sathi gives every West Bengal family Rs 5 lakh cashless health cover. Card apply, status check, download, and the 2026 Ayushman Bharat transition explained.